A Beginner’s Guide to Baccarat Strategy and Odds

March 7, 2023
Which Strategy Gives You the Best Baccarat Odds

Baccarat, the iconic card game, has been a mainstay in the casino scene worldwide. As the years have passed, different variations of the classic game have gained their own followings. This comprehensive guide will provide you with everything you need to know about baccarat odds and strategies, so keep reading!

The game’s popularity is due in part to its favorable odds compared to other popular casino games. However, your baccarat odds will fluctuate based on your chosen bets and playing style, as well as whether you choose to play at a brick-and-mortar casino or one of the top online baccarat sites.

Your ideal baccarat strategy will also depend on the type of baccarat you’re playing.

Different Types of Baccarat Games

When it comes to playing baccarat, there are several variations to choose from, each with its own set of rules and betting options. Here are four popular types of baccarat games:

Punto Banco

Punto Banco is the most widely played version of baccarat, and you’ll find it in almost every brick-and-mortar casino around the world. In this version, the dealer represents the banker, and players can only place bets on their chosen hand, either the player or the banker.

Chemin de Fer

Chemin de Fer is a variation of baccarat popular with high rollers. Two players go head-to-head, with one acting as the dealer, and other players placing their bets against them. In this version, players can take turns being the banker and placing their bets on their hand or the banker’s.

Baccarat Banque

Baccarat Banque is similar to Chemin de Fer, but instead of two players, up to five players can be on either side of the dealer. The dealer deals three hands, and each player has their own set of cards. Only one player can make decisions for their respective side.

Lightning Baccarat

Lightning Baccarat is a newer version of the game available at top online baccarat casinos. It’s played with a live dealer, and players can place side bets with the opportunity to win a huge multiplier. During the Lightning Round, up to five random cards can be struck by lightning, and if any of the player’s cards match, they could receive a significant payout.

Understanding the different baccarat variations will help you determine which game you want to play and which strategy will be most effective.

Baccarat Odds: Understanding Your Winning Potential

If you’re interested in playing baccarat, it’s important to understand the odds and probabilities associated with the game. Your chances of winning in baccarat will depend on the type of game you play and the wagers you place.

Main Baccarat Wagers

In baccarat, there are three main wagers to choose from: Player, Banker, and Tie. The odds of winning each of these bets can vary depending on the style of game you’re playing. The payout for a successful Player or Banker wager is 1:1, but if you bet on the Banker hand, you’ll usually need to pay a commission of 5% on any winnings. A Tie wager has the highest payout at 9:1, but the probability of a tie occurring is low.

Side Bets and Odds in Baccarat

Many versions of baccarat offer side bets that can increase your potential winnings but also come with a higher house edge. Here are the odds and house edge for some of the most common side bets in baccarat:

Dragon 7: This side bet pays out at 40:1 if the Banker hand wins with a total of seven points. However, the house edge on this bet is relatively high at 7.61%.

Panda 8: This side bet pays out at 25:1 if the Player hand wins with a total of eight points. The house edge for this bet is higher than most other baccarat wagers at 10.19%.

Super 6: This side bet pays out at 12:1 if the Banker hand wins with a total of six points. However, the house edge for this bet is one of the highest at 29.98%.

Royal Match: This side bet pays out at 30:1 for an unsuited match and 75:1 for a suited match of the first two cards dealt to the Banker or Player. The house edge for this bet is relatively low at 2.13%.


Understanding the odds and probabilities associated with different types of baccarat wagers is important when playing the game. By knowing the odds, you can make more informed decisions when it comes to placing bets and potentially increase your chances of winning. Blackjack lovers can also check side bets in blackjack article.

Exploring Baccarat Strategies: Which One Is Right for You?

Baccarat is a game of chance, but that doesn’t mean you can’t use a strategy to improve your chances of winning. Here are some common baccarat strategies that you should consider.

Betting on the Banker

The most straightforward baccarat betting system is to always bet on the banker hand. This system is recommended for most baccarat variations except for Chemin de Fer, where you can only bet on your own hand. Betting on the banker hand is the right decision because it offers the lowest house edge of any wager in baccarat. Even after accounting for the 5% commission charged by most casinos, the banker bet still has a lower house edge than any other option. You can also find commission-free baccarat games online.

The Martingale System

The Martingale System is a well-known casino strategy that can be adapted to baccarat. The idea behind the Martingale System is to double your wager after a loss and return to your original stake after a win. In theory, this guarantees that you will make a profit in casino. However, you will need a large bankroll to use this system effectively, and table limits could prevent you from doubling your wager after a certain number of losses. Despite its flaws, the Martingale System is still popular among casino players.

The 3-2 System

One of the best strategies in baccarat is the 3-2 system, which requires you to use five betting units in each round. You also need to play at a table that offers pairs side bets. This can be expensive if you’re playing at a table with high betting limits. But many casinos offer lower roller tables for baccarat. With the 3-2 system, you will place three units on the banker (or player) and two units on the banker pair (or player pair) side bet. The key is to bet on the corresponding pair option, which means that if you bet on the banker hand, you should also bet on the banker pair option.


Understanding your odds of winning in baccarat is important, but choosing the right strategy is also crucial. The three strategies we have discussed here are just a few of the many options available to baccarat players. Whether you decide to bet on the banker, use the Martingale System, or try the 3-2 system, remember to gamble responsibly and have fun.

Which Strategy Gives You the Best Baccarat Odds?

Maximizing your winnings in baccarat involves choosing the right strategy. Betting on the banker hand usually offers the best odds of winning. You can also consider adding side bets or using a betting system to increase your chances of success. Check also interesting blog posts about best roulette strategy and card counting on blackjack.

FAQ About Baccarat Odds

  • What are baccarat odds?

    Baccarat odds refer to the probability of winning a bet in a game of baccarat. The odds vary depending on the type of bet placed, such as betting on the player, banker, or a tie. In most versions of baccarat, the banker bet offers the best odds of winning, with a house edge of around 1.06%. The player bet has a slightly higher house edge of 1.24%, while the tie bet has the worst odds, with a house edge of approximately 14.4%. The odds can also be affected by the specific rules and variations of the game being played.

  • Does baccarat have the best odds?

    Baccarat is known for having some of the best odds of any casino game. Betting on the banker hand, in particular, is often considered the best bet in baccarat due to its low house edge. However, it’s important to keep in mind that the odds can vary depending on the specific version of baccarat being played, as well as the rules and payouts offered by different casinos. Additionally, while baccarat may have favorable odds, it’s still a game of chance, and there is always a risk of losing money when gambling.

  • Does baccarat have better odds than blackjack?

    In terms of house edge, baccarat and blackjack are relatively close, with blackjack having a slightly lower house edge in most cases. However, it’s worth noting that the specific rules and variations of each game can greatly affect the odds and house edge. Overall, both baccarat and blackjack are popular casino games with favorable odds compared to many other games.

  • How baccarat odds work?

    Baccarat odds work by calculating the probability of each outcome of the game. In baccarat, there are three possible outcomes: the player wins, the banker wins, or there is a tie.

    The odds of winning on the banker bet are slightly better than on the player bet, as the banker bet has a lower house edge. However, most casinos charge a commission on banker bets, typically 5%, which reduces the payout odds.

    The odds of a tie in baccarat are much lower than the odds of either the player or banker winning, but the payout odds are higher, usually 9:1.

    Side bets in baccarat, such as the Dragon 7 or Panda 8, also have their own odds and payouts, which can vary depending on the specific game and casino.

    Overall, understanding baccarat odds can help players make informed decisions about their bets and potentially increase their chances of winning.

A Beginner's Guide to Baccarat Strategy and Odds
A Beginner’s Guide to Baccarat Strategy and Odds

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